Credit Facility Monitoring System



Monitoring of the Credit Portfolio and Individual accounts is essential in order to maintain the quality of the credit portfolio of the Bank or NBFC in a sound condition. To cater to this need, Nucsoft has come up with Credit Facility Monitoring System (CFMS). It is designed to enable the Credit administration teams in banks to keep a close track of various risk aspects of a credit exposure i.e. collateral titles, documentation, drawing power, collateral insurance, sharing information with other banks in multiple banking / consortium arrangements, facility renewal etc.


  • Comprehensive web based data management system with web based Reporting Engine and easy to use menu driven application
  • Supports tracking of exposures at various levels to minimize risk, Security Document Monitoring, Statement / other monitoring stipulations tracking, Covenants monitoring at various levels of loan processing, Insurance Tracking and auto closure of the Insurance- post Insurance validity Expiration, Drawing power calculation based on stock and receivable statement, Cross monitoring of multiple facilities and collaterals as well as collaterals and multiple customers
  • Dynamic field creation to track various Customer Related Information and dynamic reporting of such newly created fields
  • Every module in the application has an excel upload facility in the pre-defined format. Images upload facility and tagging option available at each Customer Information level
  • User defined front end based letter generation configuration with various fields of the application and batch generation of letters
  • System generated email alerts of configurable reports on regular interval to concerned authority with configurable information definition. Alert dashboard
  • displaying all the tracking modules defined in the system for all the pending / expired information uploaded or entered.
  • User defined front end based reporting configuration to develop multiple reporting structures and pre-defined Reports

  • Maintaining Customer Database
  • Documents / Security Documents , Monitoring Conditions Maintenance, Receipt Tracking and Follow up
  • Deferrals Stipulations Tracking
  • Covenants Monitoring
  • Drawing Power Calculation based on Stock and Receivables Statements
  • Insurance Requirements Tracking
  • Open / Closed Case Summary Window
  • Automatic Generation of Emails at EOD
  • Statutory Reporting
  • Access of Information through Read Only Rights by Relationship Managers and Credit analysts

  • Barclays
  • MUFG Bank
  • Abu Dhabi Commercial Bank (ADCB)